Monday, August 24, 2020

Cause and Effectof Joining the Military Essay

The U.S. Armed force is the most established, most settled part of the military. â€Å"The U.S. Armed force follows it’s legacy back to the 1600’s and the time of colonization.†(Historcal Dictionary of the US Army) Since at that point, the Army has changed. The Army has much more to offer now than it did Two Hundred and Thirty eight years back. There are numerous advantages to joining the Army from clinical to extra pays. School educational cost costs are rising quicker than at any other time. Not exclusively do understudies need to take out understudy advances after understudy credits, most need to work low maintenance or even all day employments to head off to college, which defers their training, now and then taking a partners four years to finish. Joining the Army, upon section you can pick a GI Bill choice. There are various variants of the GI Bill, yet all permit you to go to school without agonizing over educational cost costs. I am utilizing my Post 9/11 GI Bill and for three years, my GI Bill pays full educational cost, a book payment, and a month to month lodging stipend. Not exclusively is there the GI Bill alternative, yet while well-trained or save, you can exploit their educational cost help program. The program covers 100% of educational cost costs. As both of these projects are superb, there are impacts to it. The GI Bill just covers everythign 100% for three years. In the event that you are needing to get a Bachelor’s Degree, you would need to assume at any rate fifteen praise hours for every semester, without taking any semesters off, so as to get your Bachelor’s utilizing your GI Bill with no cash based costs. On the off chance that utilizing the educational cost help program, you are working all day. You have your fighter obligations just as going to class. There are days that you may need to miss class since you have to pull a twenty four hour watch, which may negatively affect your evaluation. The Army gives free social insurance to fighters and their family. The expense of human services protection is costly, you despite everything need to pay cash based costs from co-pays to half of a bill from the medical clinic. With the Army, everything is secured. Despite the fact that the human services is free, it is for fighters and their families. There are a modest quantities of specialists for a lot of individuals. So despite the fact that the medicinal services is free, you frequently need to stand by longer timeframes for an arrangement and when you truly need an arrangement quick, it doesn’t consistently work out. If you somehow happened to need to go to a dire consideration facility, you have to get consent from the military insurance agency. When joining the military, you step through an exam so as to perceive what aptitudes you are most grounded. You are given a score and relying upon your score, figures out what work in the Army you can pick. Employments in the Army run from infantryman to LPN’s. (http://www.goarmy.com/vocations and-occupations/peruse profession and-employment classifications/combat.html) The higher the score, the more choices of occupations there are accessible to you. At the present time there are around one hundred and ninety employments in the Army. A few occupations are more sought after than others. When joining the Army, on the off chance that you pick one of the appeal occupations, you may get a reward for picking the activity. In the wake of accepting the reward cash, generally given in a singular amount, if you somehow managed to need to escape the Army during a specific timeframe in the wake of getting the reward, you would need to take care of the reward cash. Once in a while the rew ard could be up to teh thousand dollars. Despite the fact that the Army offers the advantages referenced, in addition to some more, you additionally need to think about the cost it takes on your family. In the Army, you move around generally like clockwork. If you somehow managed to convey, you would be away for 9 months also, without seeing your family. A few arrangements are simpler than others, as some let you skype with your family day by day to a couple of times week after week, and others perhaps once every month. For youngsters is hard moving near, making companions and afterward leaving them, making new companions once more, and it takesa a cost for them scholastically. A few youngsters may even need to remain back a year relying upon the season they move. With all the advantages accessible to you and that the military offers, there are numerous impacts to consider. They are generally incredible, however the impacts don’t just impact you, yet additionally your family and friends and family. You would need to consider what you pick, how it impacts others lives also. From individual experience, the Army is magnificent and offers a great deal to myself, yet my family too. It permitted me to accommodate my family and furthermore set me up for my future. Stream and Rhythm (Sentence Fluency) All sentences sound regular and are simple on-the-ear when perused so anyone might hear. Each sentence is clear and has an undeniable accentuation. Practically all sentences sound characteristic and are simple on-the-ear when perused so anyone might hear, however 1 or 2 are firm and clumsy or hard to comprehend. Most sentences sound normal and are simple on-the-ear when perused so anyone might hear, however a few are firm and cumbersome or are hard to comprehend. The sentences are hard to peruse out loud on the grounds that they sound ungainly, are distractingly dreary, or troublesome toâ understand. Sequencing (Organization) Subtleties are submitted in a consistent request and the manner in which they are introduced adequately keeps the enthusiasm of the peruser. Subtleties are put in a sensible request, however the manner by which they are introduced/presented here and there makes the composing less intriguing. A few subtleties are not in an intelligent or anticipated request, and this occupies the peruser. Numerous subtleties are not in a legitimate or anticipated request. There is little sense that the composing is sorted out. Presentation (Organization) The presentation is welcoming, states the fundamental subject and reviews the structure of the paper. The presentation unmistakably expresses the principle theme and sees the structure of the paper, yet isn't especially welcoming to the peruser. The presentation expresses the primary subject, however doesn't enough see the structure of the paper nor is it especially welcoming to the peruser. There is no away from of the principle subject or structure of the paper. Responsibility (Voice) The author effectively utilizes a few reasons/bids to attempt to show why the peruser should mind or need to find out about the point. The author effectively utilizes a couple of reasons/claims to attempt to show why the peruser should mind or need to find out about the point. The author endeavors to make the peruser care about the theme, however isn't generally fruitful. The essayist made no endeavor to make the peruser care about the subject. Advances (Organization) An assortment of astute changes are utilized. They obviously show how thoughts are associated. Advances plainly show how thoughts are associated, however there is little assortment. A few advances function admirably; yet associations between different thoughts are fluffy. The advances between thoughts are hazy or nonexistent. Works Cited Earthy colored, Jerold E. Recorded Dictionary of the US Army. Westport, CT, USA : Greenwood Press, Dec 2000. 15 Nov 2004. 4 Nov 2013 .

Saturday, August 22, 2020

VATICAN CITY A Vatican Panel Issued A Stinging Condemnation Of Huma Essay Example For Students

VATICAN CITY A Vatican Panel Issued A Stinging Condemnation Of Huma Essay n cloning Tuesday and cautioned against the abuse of hereditary data. Human cloning, it stated, speaks to a grave assault on the nobility of origination and on the privilege to an unrepeatable, unpredetermined set of qualities. The Pontifical Academy on Life likewise cautioned that utilizing hereditary data to stifle twisted or infected undeveloped organisms and hatchlings adds up to another type of specific selective breeding. We will compose a custom paper on VATICAN CITY A Vatican Panel Issued A Stinging Condemnation Of Huma explicitly for you for just $16.38 $13.9/page Request now The announcement came toward the finish of the academys three-day meeting at the Vatican. The report wrapped up a time of study on the potential impacts of ebb and flow examination into human hereditary qualities. The Vatican has in the past required a restriction on human cloning and furthermore precludes fetus removal. Individuals ought to be considered and conceived in a human manner, it has said. In a previous report, the foundation said human cloning would not bring about indistinguishable spirits in light of the fact that no one but God can make a spirit.

Saturday, July 18, 2020

How to Get More Women to Start a Company

How to Get More Women to Start a Company Women are now playing bigger roles in small businesses in the United States. According to data from the National Association of Women Business Owners, in 2014, there were about 9 million companies run by women in the U.S. Those businesses employed nearly 8 million workers and recorded nearly $1.4 trillion in sales that year. © Shutterstock.com | ImageFlowDespite those numbers, there is much more to be done to increase this number even further. In this article we will look at 1) why women hold back from starting businesses, 2) how to encourage women to start a company, 3) business ideas for women, and 4) successful women-run businesses.WHY WOMEN HOLD BACK FROM STARTING BUSINESSESBefore discussing how to get more women to venture out into the world of entrepreneurship, it is important to understand some reasons that may be holding these women back in the first place. An understanding of these issues can help formulate a starting point for creating an enabling environment for women who want to strike out on their own.Myths about Women EntrepreneursThere are many myths about why women should not start a company that in general are not true.Myth 1: It Is Impossible for Women to Succeed as EntrepreneursThere is an assumption that a woman-owned business will be a small one, both in terms of revenue and in the size of the operation. The second assumption is that the business will center on craft work or other similar female- or child-centered products. A third assumption she faces is that her husband must be her partner or she could only be an entrepreneur because she is married to one. All these are false, as there are many women running a company with millions in revenue on her own while their husbands have their own business.Myth 2: Women Are Less Entrepreneurial Than MenSome female entrepreneurs say this is true only because women have fewer role models and can most often not see themselves as an entrepreneur. Many women want to become entrepreneurs but eventually turn back to their other jobs.Myth 3: Women Are Less Successful as Entrepreneurs Than in Corporate JobsAccording to Facebook executive Sheryl Sandberg’s famous book Lean In  women who “lean in” can be successful to a point when working in the corporate world. She then cites her own example of wanting more for herself. And when women want more than their job, they can forge their own path and play on their own field as entrepreneurs.Myth 4: A Small Business Consumes More Time Than a Corporate JobA long-standing assumption is that running one’s own business means having to work extremely long hours. This added pressure is at odds with the traditional role women are expected to play in running the house and raising kids. Many women entrepreneurs disagree and make the case for the opportunity to achieve a better work-life balance since one does not have to adhere to the long hours mandated by corporate work. Instead, the entrepreneur has the freedom to manage her schedule better and align it with her other responsibilities to create a harmonious work day.Myth 5: A Woman Entrepreneur’s Children and Family Will Suffer When managed properly, the busy life of an entrepreneur can make one a more effective parent. Many female entrepreneurs admit that work is never out of your mind when the business is your own, but you are able to create a schedule where you can be there for your kids as well as for your business. In addition, some entrepreneurs believe that the time their kids spend at her workplace helps them to see an example work ethic and to believe in it.Issues to Consider before Starting a BusinessA new business is a daunting prospect. There are special issues to consider for women in particular, but if they are clear on what is important in both their personal and professional lives, than it is easier to begin and manage a new business. There are four key things women must do and consider before taking the plunge into their new venture.1) Define Success for YourselfIn today’s world of social media pervasiveness, there is the danger of falling into the comparison trap. Instead of getting jealous of or disheartened by others’ apparent success, you need to take the time to define what success looks like for yourself. For some it may mean the time and freedom to pick up y our kids from school, others may value being present for dinner and evening times, while still others may have business ideas that will need time and patience to grow to success. Whatever the case, the business should fit in with the vision you have for your life and not the other way around.2) Consider Family and KidsWomen are most often the primary caregiver for children as well as being responsible for the running of the household. Before stepping into the new business, it is worthwhile to consider the time commitment and uncertainty that is bound to follow, and what it will mean for your family. This is not meant as discouragement. In fact, much of the stress from being a working, entrepreneurial parent can be alleviated if there has been careful planning and adequate forethought into practical matters.3) Prepare Your Mind for BattleStarting a business is a tough time for anyone, be it man or woman. You will be challenged in ways you never foresaw and you will need to stretch yo urself further than you ever thought possible. In order to meet the challenges of the new business as well as balance your life and family, you need to take proper care of your mind, body and spirit. This is vital when you are to stand at the helm and take responsibility for the direction and success of your venture.4) Choose Your Team CarefullyIn order for the company to function well and for the entrepreneur to balance work and life, there needs to be a strong, competent and well-functioning team in place. It is a good idea to list the attributes that will be important in your chosen team. In addition, you need to be prepared to make tough decisions that people may or may not like. The line between being easy to work with and being able to set boundaries as the one in charge is a difficult one to walk. A good team should have a great attitude, a strong work ethic and a flexible approach to solving problems.HOW TO ENCOURAGE WOMEN TO START A COMPANYWith an understanding of issues an d hurdles that hold women back from starting their own businesses, there are some important ways that these women can be encouraged to step into this arena. These include providing information on the key basics of starting a new business, turning myths into strengths, and good mentoring programs.Key Steps in Starting a BusinessThe number of women starting and running their own businesses is steadily growing. Whether the business idea is home-based or run from a commercial office, a few key steps can help successfully get the business off the ground.Planning: The first step, before anything else, is to assess how feasible the business idea is. The way to do this is most often to write up a detailed and formal business plan. However, this can also be done informally by brainstorming on a piece of paper. The main questions to ask and answer include an assessment of the need and demand for the product/service to be sold, potential competition, potential target and niche markets as well as demographics.Permits and Licenses: Almost all businesses will require some sort of permit or license. Businesses such as a hair salon, a medical practice, architecture firm, etc. will also require an occupational license. The exact nature of these permits and licenses will depend on the type of business as well as the exact location, since different areas have different business requirements.Funding: One of the biggest concerns for a potential entrepreneur is funding and where to secure it from. Many countries have business loan programs for women to help start a business. Apart from specific women-centered loans, funding options include bank loans, savings, investors and borrowing from friends and family. The amount of funding required initially will depend on the nature of the product or service, as well as the scope of the operation.Policies: Whether the business is big or small, home-based or commercial or with other employees, there will need to be policies in place to ensur e that everything runs smoothly. These could include fees and payment policies for clients, product delivery times, return or exchange policies, or usage policies. The best interest of both clients and the business, along with safety and satisfaction, need to be kept in mind when developing these policies.Promotion: Once the business is set up and operational issues sorted, it will be time to bring in customers. This will require a detailed and pointed marketing and promotional plan for the business. This has become an easier task with the proliferation of social media. However, with increased and instant reach, it is also more complicated to find just the right medium of communication for your business and its target market. To meet suppliers, peers and potential retailers, networking and joining local business associations may be a good idea.Turning Supposed Weaknesses into StrengthDespite the increasing percentage of women as business owners, there are still substantial obstacles that these women have to face just because of being female. Some of these challenges and how to overcome them is discussed below.Women Entrepreneurs Want to Act Like MenWomen entrepreneurs and small business heads often find themselves outnumbered in industry events and meetings. To compensate for this intimidating scenario, these women often find safety in displaying stereotypical male executive behaviors. These include a competitive, aggressive and overly harsh attitude. One founder and CEO disagrees with this behavior, however. Hilary Genga of swimwear company Trunkettes, suggests that instead of this wrong approach, women should try a more natural approach.Be yourself, and have confidence in who you are,   Genga says. Dont try to be a man. You made it to where you are through hard work and perseverance, but most importantly, youre there. Dont conform yourself to a mans idea of what a leader should look like.Another CEO, Sharon Rowlands of ReachLocal, believes that the key to su ccess in any situation is confidence. In her early days of being appointed CEO, Rowlands felt that all her ideas were subject to more scrutiny than other male colleagues. But instead of letting this discourage her, she maintained her confidence in her abilities to run a business effectively.I just made sure that any initiative I was trying to move forward was backed up by a solid business case. I was never unprepared for the questions that I knew would come. I [also] think many women naturally have extraordinary common sense, a sharp intuitive sense and a great focus on people. These are extremely valuable in business and can help to set us apart as leaders.Women-Led Startups Receive Significantly Less Investor FundingAmong the different methods for gathering funds for a startup, pitching to investors is one of the most difficult ones. For firms owned by women, this challenge is even greater. Less than 3 percent of venture capital funded companies have a female CEO, according to a 2 014 Babson College study. According to CEO and founder of Full Circle CRM, Bonnie Crater, there is a tendency among venture capitalists to support their own tribe. This means a venture capitalist from Harvard will support a business run by a Harvard alumnus. This may apply to women as well, but there are only a handful of venture capital firms with women partners. Instead, Crater suggests offsetting this tendency through a great team and a solid business plan. Emotions and Nurturing Skills will Affect Women’s BusinessesWhere forced traits of men are not a guarantee for success, stereotypical feminine traits should not be allowed to stand in the way of getting things done. The naturally nurturing and emotional nature of women can be a hindrance to the running of a business. Delia Passi, CEO of WomenCertified, feels that where men may remain fixated only on the bottom line, women can become emotionally connected which may hold them back from making tough decisions such as being quic k to fire or making similar dramatic business changes. Women tend to pay more attention to building relationships and these professional connections can be very important for success and long-term clients. However, women also need to be direct and stay focused on business goals.Women Often Lack Support of Other Female Business LeadersSarah Bryar, founder of eyewear boutique Rivet Sway, feels that the main challenge for female entrepreneurs is that there aren’t enough of them. This means a lack of women as role models, those who can act as sounding boards or do deals with. All this is needed to create a normal situation for women in leadership positions.Opportunities to lead do exist for women,   Bryar says. We just need to continue to support and promote women in the limelight to encourage others to come along for the ride.Many Women Have to Balance Their Families and Their BusinessesFor all entrepreneurs, work-life balance is a constant issue. But for mothers especially, this is a difficult situation to manage. Both new businesses and families require a lot of attention and care. Hilary Genga says that she has learned not to let shortcomings on either end bother her and to not beat herself up over little things. There are ways to balance both challenges, but there is an existing perception that you would be more successful if there were no kids vying for your attention.Women Entrepreneurs are Afraid of FailureThe fear of failure is cited as a top concern for women who start their own business. This was reported in Babson College’s 2012 Global Entrepreneur Monitor. Delia Passi agrees that though the fear of failure is a very real possibility in any business venture, it need not be taken as a negative. Instead, there should be an effort to work through those moments of self-doubt that plague every business owner at some point.You need to have massive failure to have massive success,   Passi says. You may need 100 nos to get one yes, but that one yes will m ake you more successful tomorrow than you were today.Funding OptionsAccording to authors (A Rising Tide: Financial Strategies for Women-Owned Firms) Susan Coleman and Alicia Robb, women who run businesses may face hurdles that are not encountered by men. One of their findings is that women looking for first-year financing will receive 80 percent less capital than men. Generally, women feel that finding financing is the hardest part of their launch.Resources to UsePersonal Savings The first place people look to fund their business is their own savings. However, women often tend to earn less so have a smaller savings amount to tap.Loans from Banks and Credit Unions This is another main source for funding for women, and women are now less likely to be rejected for these loans. This makes the loan avenue a good one to explore. With a solid business plan, great credit score and credit record the chances of securing a loan are high.Home Equity Credit Lines or Loans Another idea is to u se a home equity loan. It is possible to borrow 75 to 80 percent of the value of the home minus the remaining owed mortgage amount. A credit line will mean money in increments, while a loan will be a lump sum.Relatives and Friends Family members and friends are a good source of funding as this can mean an interest-free or a low interest loan. A legal contract to ensure no issues at a later stage is a good idea when using this mode of funding.Angel Investors and Venture Capital Firms In return for equity or fractional ownership, a venture firm will provide financing. These investors are approached often and are very careful with money, making them tough sells when it comes to a business. Very few women rely on this form of financing, however. One reason for this may be that the field of venture financing is dominated by men and it is hard to break into this club.Crowdfunding Many successful products have found their financing via crowdfunding campaigns run through various crowdfun ding platforms. People who believe in the project put in small amounts in return for small rewards and tokens. There are many different types of crowdfunding websites and the right one should be selected based on careful consideration of all rules and regulations.Economic Development Programs With some research this can be a great avenue for funding. Getting certified as a women-owned business can allow access to specific funds designated for women in business.Grant Programs for Women Business grants for for-profit and nonprofit businesses can also be a good source of funds for women starting their own venture. These can be explored on local business association websites as well as government websites.Resources to AvoidThere are also two sources of funds that should be avoided at all costs. These are:Credit Cards The double digit interest rates of most credit cards make them an unfeasible method to fund businesses. It is also very easy to get into credit card trouble.Retirement F unds No matter how exciting or lucrative a business opportunity may appear, it is not worth dipping into any retirement funds. This may lead to owed income taxes and other penalties. Apart from this, your future financial security will be compromised.MentoringMany  women lack strong, positive female mentors and role models. This translates into a lack of proper direction and guidance that can otherwise prove invaluable to a new business owner. To achieve this, women need to attempt to find a few different mentors to help them manage their personal and professional lives effectively.Choosing a mentor is a very important endeavor made difficult by the lack of pool to choose from when it comes to women. However, with the rising tide of female entrepreneurs in the market, this is set to change. A good mentor should be one whose work you admire, who shows strong leadership abilities and is an inspiration to both you and others that she encounters. In addition, she should be able to offe r solutions to and insights into obstacles and opportunities. These women are experts within their fields and can share their experience as well as cheer you on toward your finish line. Five good reasons to have a mentor are:Accountability A good, strong mentor will hold you accountable to ensure that no vital aspects of the business are neglected. She will hold you responsible and answerable for your actions as well as help you set realistic goals and manage time.Defining and Reaching Goals A good mentor will be able to help you not only define what goals are to be achieved, but also help you reach these goals. Goals may be both short-term and long-term.Provide a New Perspective The mentor is close enough to be invested in your decisions but far enough to remain objective in her views, advice and opinions. If there are roadblocks or plateaus in the business, the mentor will be able to bring a fresh pair of eyes to the table to help you see a clearer picture of the future of the company.Sounding Board A mentor becomes a trustworthy confidant with whom to discuss problems and find solutions. The mentor becomes a brainstorming partner.Advisor With a wealth of experience, the mentor can help grow the business through various situations and challenges. A veteran can help come up with new ideas when a mental block is reached or help you make key business decisions.BUSINESS IDEAS FOR WOMENWomen can set out and make any sort of business idea a success if they move ahead with proper planning, dedication and perseverance. Some ideas to get started are listed below:Baby ProductsThis is a rising industry, especially through online sales. The online aspect can help keep costs low by eliminating the need for a brick and mortar establishment. This market is predicted to see a 5.4 percent growth from 2012 to 2016. Experienced mothers or not, the right research can help design the perfect product, from eco-friendly products to organic baby food or unique clothing and acc essories.Blog/Website/CommunityBlogging is picking up as a profitable line of work with the increasing popularity of social media. If you are a parent, a parenting blog that discusses key issues with raising children in today’s society could be the right idea for you. Apart from this, there are millions of topics the blog can be centered around. The idea is to pick what you are an expert in or have a passion for.TutoringThis flexible business opportunity can be a good idea for those parents who want to balance their home life with a small side business. Key traits required are patience and an interest in the success and failure of others. Tutoring sessions can also be offered online via Skype.Event PlanningIf you are creative, organized and a people person, then this may be the best business for you. This business can be started small by first working for friends and family, moving on to referrals and then eventually growing the business further.Coaching ServicesIf you have the ri ght training and like to help people, a career as a coach may be the right one. Depending on your area of interest, you could become a life coach, a health coach, a career guide or many others. Great communication skills and a compassionate listening ear are important traits for this job.Business ConsultingWith extensive experience in a particular industry, a business consulting gig may be a great one for you. A consultant solves issues, identifies problems before they escalate and provides advice for decision-making.IT ConsultingIT consulting is now relevant to almost any type of business out there. Everyone needs IT support at some point in time, but not everyone is keen to hire a big budget firm for this help. A tech background is obviously key here, and a small trouble-shooting and support business can be started from home. Apart from this, a consultant could help businesses transition new software or hardware into everyday operations.Build AppsA very small percentage of app dev elopers happen to be women. This does not mean that women should stay away from this line of work. Instead, apps can be developed on contract for others, or on an independent basis and then sold to others.Color ExpertMost women have a great eye for color. Add this to working knowledge of color psychology and a business idea is born. Businesses with branding needs, architects and interior decorators are a good place to start finding clients.Editorial ServicesWith an interest in reading and writing and skills in editing, a home-based editorial job can be the right place for you. Work could include copywriting, web content generation and writing for magazines and other media outlets. Editing work can include books, websites, periodicals and more. SUCCESSFUL WOMEN-RUN BUSINESSESA nonprofit membership group, Women President’s Organization, released a list of the 50 fastest growing women-owned companies in the United States. These businesses made a total of $3.2 billion in revenues in 2 012, with an average of 612 employees each.Women are growing very substantial businesses, and not in the traditional areas that youd expect women to be in,   says Marsha Firestone, president and founder of WPO, citing a concentration of manufacturing, staffing and consulting businesses on the list. Women dont just bake cookies and make crafts. Theyre starting businesses that can be scaled.Shazi Visram â€" Happy Family (New York, NY)This company makes organic packaged meals and snacks for a range of ages. The company was launched in 2006 and generated $63 million in revenue in 2012.Kathy Mills, Strategic Communications (Louisville, KY)This company provides communication and IT services to clients that include businesses and government agencies. The company reported gross revenues of $42 million in 2012, which was an 80 percent growth in revenues since 2010.Shelly Sun, BrightStar Franchising LLC (Gurnee, IL)This company is a health-care staffing franchisor, created in 2002. It has off ices in 250 locations around the US and reported $212 million in gross revenues from 2012-2013.Tiffany Crenshaw, Intellect Resources (Greensboro, NC)This company provides consulting, recruiting and hiring solutions to businesses in the healthcare IT market. Gross revenues grew from $1.5 million in 2010 to $30 million in 2012.June Ressler, Cenergy International Services LLC (Houston, TX)This company provides workforce solutions to clients in oil and gas. Services include consulting and logistics management. Begun in 1996, the company reported gross revenues of $250 million in 2012.Sue Bhatia, Rose International Inc. (Chesterfield, MO)This company provides IT professional services and consulting services. It was started in 1993 and gross revenues rose 50 percent from 2010 to 2012 to $360 million.Kathleen Croddick, Suite K (South Brunswick, NJ)This company manufactures beauty products such as fragrances, creams and lotions. Revenue grew 150 percent to $13 million from 2010 to 2012.Lani Hay, Lanmark Technology (Vienna, VA)This company provides professional services such as IT and admin support. Clients include those in the government as well as commercial sectors. In 2012, gross revenue was reported as $35 million.Ranjini Poddar, Artech Information Systems LLC (Cedar Knolls, NJ)This is the largest IT staffing company in the United States that is owned by a woman. Gross revenues were nearly $350 million in the 2012-2013 period.

Thursday, May 21, 2020

Growth Theories Of Growth And Growth Models - 2256 Words

Growth Theories Under the growth theories some theories of growth and growth models will be reviewed; i) The Harrod-Domar Growth Model In economic literature, this model is called capital only model. Harrod and Domar (1948) took over from Rostow, because Rostow had some unanswered questions. The model stated that saving is a certain proportion of national income and net investment is defined as the change in capital stock (K). The model further assumes that there is some direct relationship between the size of the capital stock, (K), and total GNP, (Y). This follows that any addition to the capital stock in the form of new investment will bring about corresponding increase in the flow of national output, GNP. This relationship is known in economics as the capital-output ratio. If the capital-output ratio is defined as k and assume further that the national savings ratio, s, is a fixed proportion of national output (e.g. 6%) and that total new investment is determined by the level of total savings, we can construct the following simple model of economic growth Balami (2006). Savings (S) is some proportion, S, of national income (Y) such that we have the simple equation S = SY †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ (2.1) Net investment (I) is defined as the change in the capital stock, K, and can be represented by ΔK such that I = ΔK †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. (2.2) But because the total capital stock, K, bears a direct relationship to total national income or output, Y, asShow MoreRelatedTheories Of Growth And Growth Models2257 Words   |  10 Pages2.2.3 Growth Theories Under the growth theories some theories of growth and growth models will be reviewed; i) The Harrod-Domar Growth Model In economic literature, this model is called capital only model. Harrod and Domar (1948) took over from Rostow, because Rostow had some unanswered questions. The model stated that saving is a certain proportion of national income and net investment is defined as the change in capital stock (K). The model further assumes that there is some direct relationshipRead MoreDividend Theory And Growth Model1177 Words   |  5 Pagesvaluation of firm. Besides this, the market where long term investment like share bonds are traded is capital market. In the following paragraphs, i will put my emphasis on both issues the dividend relevance theory along with roles and importance of capital market. Dividend relevance theory and Growth model Overview of dividend policy The term â€Å"dividends† indicates to the distribution of earnings to shareholders, primarily in the form of cash and after a company has distributed dividends to preferred shareholdersRead MoreThe Theory Of Economic Growth Model2281 Words   |  10 Pagesnotice vast differences in average real incomes, countries’ growth records and in standards of living over times that affect living human welfare. Many model mechanisms have been used to study the worldwide growth and income differences across countries. A fundamental model that economist have used to study these issues is the Solow growth model. This essay concentrates on the analysis of this model. Firstly, the derivation of the model will be demonstrated including the needed assumptions. ThenRead MoreEconomic Growth Theories and Models, A section of a Research Paper1524 Words   |  6 PagesLiterature review Classical Theory of Economic Growth Harrod Domar Growth Model The Neoclassical growth Model Empirical literature 2.1 Theoretical Literature The long history of ideas on economic growth started from the classical economists like Adam Smith, Robert Malthus, Ricardo and Marx. For more than three decades the Neoclassical and the Endogenous Growth theories were arguing and forwarding economic reasons on trend of economic growth through investment as a general and private investmentRead MoreA Brief Note On The Growth Theory And The Dual Sector Model Of Economic Development Essay3646 Words   |  15 Pages ENDOGENOUS GROWTH THEORY BY MARTIN RIITHO MAINA KCA 14/02073 A Term Paper submitted to Prof. Joseph Ongeri in fulfilment Of the requirements for the course Advanced Macro-Economics, as credit towards the degree of Master of Science (Finance and Economics) KCA UNIVERSITY November, 2014 â€Æ' TABLE OF CONTENTS Page 1.0 Abstract.†¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.†¦.†¦..3 1.1 Introduction†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.........................................4 2.0 Literature review: Models†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Read MoreThe Long Run Causality Direction Between Financial Markets Development And Economic Growth1716 Words   |  7 PagesThis thesis investigates the long-run causality direction between financial markets development and economic growth in Croatia, Slovenia, Serbia and China for varying time periods using VAR models and Granger Causality methods. It also explores the interrelationships between variables using the Impulse Response Function. Financial industry consists of two main parts; debt and equity (Krugman and Obstfeld, 2009). These are also called debt and equity markets. Credit markets which are primarily consistedRead MoreThe Theory Of Economic Growth Theory1703 Words   |  7 Pagesand there are many models to explain economic growth. In the history of the development of economic growth theories, there are three important stages which a re the Classical Growth theory, the Neoclassical Growth theory and the Endogenous Growth theory. To start with, the Classical Growth theory is based on the Keynesian theory and the representative one is the Harrod–Domar model. It was put forward by Roy F. Harrod in 1939 and Domar in 1946. This is the first economic growth model, changing the researchRead MoreWhy Are Some Countries Rich While Others Poor?1502 Words   |  7 Pageswhile others poor. This is a question about economic growth. Take Korea for example. Korea had been divided into North and South Korea since 1948. These two countries share nearly the same geography, history and culture. However, the GDP per capita in the South Korea is only 3.22% of the South Korea. Another phenomenon is that the rapid growth had been observed in East Asian in recent years. This is another key economic issue: whether the growth rate of poor economics are higher than developed onesRead MoreNeo Classical Model1134 Words   |  5 Pag esNeo classical theory: An economic theory that outlines how a steady economic growth rate  will be accomplished with the proper amounts of the three driving forces: labor, capital and technology.  The theory states that by varying the amounts of labor and capital in the production function, an equilibrium state can be accomplished. When a new technology becomes available, the labor and capital need to be adjusted to maintain growth equilibrium. This theory emphasizes that technology changeRead MoreThe Neo-Malthusian Population theory assumes that poor nations will never be able to rise much above subsistence levels unless they engage in preventive population checks, if not positive checks.1445 Words   |  6 Pagesstated the Neo-Malthusian population theory claims that poor nations are stuck in a cycle of poverty which they cant get out of unless some sort of preventative measures of population checks are engaged. The Malthusian model was developed two centuries ago by a man named Thomas Malthus. Malthuss model is based upon a relationship between both population growth as well as economic development. Empirical studies now-a-days show that the population theory model is quite flawed because of many factors

Wednesday, May 6, 2020

Future Career Perspectives in Applied Behavioral Science Essay

Essays on Future Career Perspectives in Applied Behavioral Science Essay The paper "Future Career Perspectives in Applied Behavioral Science" is a great example of an essay on psychology. I am an Applied Behavioral Science Major student and plan to venture into private practice after graduation. The move will give a chance to help save marriages by becoming a marriage counselor. The practice will give me a chance to apply the skills taught to me and help my community. Applied psychology is the practice use of methods and findings in psychology to evaluate and solve practical behavioral problems in the life of humans and animals. Applied psychology work in sync with evidence-based practice. The evidence-based practice utilizes three main arms that are essential to my future practice. They include clinical expertise, patient value preference, and best research evidence. The Clinical expertise part I am getting in class and field attachments. Patient value and preference are unique to each case that I will be handled in private practice. The best research evidence is necessary for the practice and this is from reading medical publications, books, and journals to update me on newly proven techniques that work based on the evidence. It is necessary to ensure the techniques that I apply to work and save marriages from divorces. Statistics ion the United States of America reveals a high rate of cases of divorce in the country. Tori DeAngelis research in a periodical â€Å"The Couple Doctor† Reveal more of the evidence-based practice saves marriages. Her study compeers the sharing of methods that have been proved to work and working in solitude results (DeAngelis, 2011). In conclusion, for a successful career, it is important to be always updated on the most effective and research-proven methods that work to achieve perfect results.

Obama’s Health Care Reform Free Essays

Obama’s Health Care Reform Building the universal health care system is one of the campaign promises of the Obama administration. Health care occupies a special place on public finance; it’s different with other goods markets in the daily life. It’s one of the important issues for the government, which associated with people’s life and death. We will write a custom essay sample on Obama’s Health Care Reform or any similar topic only for you Order Now People have high quality health care is a right of all people and should provide as a public service. People got their health insurance from the working companies, the government, or the insurance companies. The health care reform is the large part in Barack Obama’s presidency. On March. 23rd, 2010, finally the Patient Protection and Affordable Care Act became law. Obama wants to use health care reform to stimulates the economy in the short run, but also reduce the deficit problem in the long run. This health care reform is the most important transition for the US. As we known US is the only developed countries which doesn’t have universal health coverage, it has more than 40 millions who don’t have health care insurance, also some family can’t afford the high health insurance cost. Also the public funds for the health care are also high; the US has the high cost health care but inefficient operation system. Now the aging problem become more serious, it has more retirees, the elders need more health care, and this increases the pressure of the health care insurance, increase the cost of the health care; also some technique widely used caused the expenditure increase†¦ The Obama’s health care plan quickly increase the number of people who have health care insurance by spending money upfront. The Act includes the health insurance providers are mandated to accept person, charging them the same rate as individuals without conditions; extend the coverage, provides more subsidies to the poor people to get the insurance, provide affordable health coverage for all Americans, no matter that are rich or poor; people have choice to select their insurance and doctors, it aims to eliminate some worst practices of the insurance company; reduce the cost and make health insurance more effective. The US would keep the employee-based health insurance to cover most Americans, also create a public insurance system for people who do not have insurance. The employers have to pay into the system for the employees or provide health care insurance as good as the federal system. Also individuals would pay into the public system, the government would give subsidy to lower the cost and make them affordable for the low-level class. As a family, 38% think that the life would be better off, 43% think that there’s no change; As the whole country, we find that 59% think the country will do better after health care reform, 19% think that there would be no change after reform, 12% think their life would be worse off. So to the whole country, most of people support the reform. Actually, this reform brings the US many changes. To the whole US citizen, it extends coverage through mandated. The health care plan will provide affordable and efficient health insurance coverage for most Americans. So people who in the middle-level class or low-level class have ability to join into this health care plan. They all have right to get high quality health care. US expand the Medicaid range, give subsidy insurance premium to someone were poverty; creating a â€Å"national health insurance exchange†, it’s control by the government and sell insurance to people who don’t have health insurance; As shown in the graph, using the health care plan, the share of the population with health insurance coverage would increase to 93. 3% in 2019, spend about 20. 9% GDP on health care, means that government care more about people’s health. Change the US health care system to lower cost but high quality system. Obama put forward that â€Å"antitrust laws to prevent insurers from overcharging physicians for malpractice insurance. † This not only reforms the medical malpractice system, regulate the insurance company, but also improve the efficiency of the whole system, improve patient safety. The most important part of Obama’s policy is make investment in health information technology, this strategy nor only improve the health care quality, also reduce the cost in long run society. He provides a competitive insurance market to promote more efficient and more competition. Promoting prevention and strengthening public health. In previous health care plan, less than one in twenty five goes for prevention. Obama’s notion of the health care plan is â€Å"to create the conditions and opportunities that allow and encourage Americans to adopt healthy lifestyles. † Prevention is the national priority, providing opportunities to have healthy lifestyle and keep disease away. .. For example, have more primary care provider and disease prevention program, established National Prevention, Health Promotion†¦ these federal agencies would help to build good promotion and prevention for the country. The government provides special funds for promotion and prevention; this would improve the quality of health care, improve the public health strategy and develop the new technology; provide new prevention technology information and regular screening for people†¦government provide such services to prevent disease by healthy lifestyle. The reform not only affects the health care, but also the economy. The most important impact on industry is the insurance industry. As the demand and for insurance increase because the regulation on employers, also the supply decrease the price is low due to the regulation, this would decrease the cost of health insurance. Recent years, insurance industry is overhead, by this health care reform, it reduces the overhead status and reduces the competition in this industry. Obama’s plan regulate the insurance industry by providing new purchasing pools, standards the health care package, reducing expenses, promoting competition†¦without the reform, government spending on Medicare and Medicaid is unsustainable, also raising during years, by this, the family save a lot. The reform has regulation on employers should provide health insurance to the employees. Also to some small business, the government provide special subsidy fund to help them build the health care plan†¦ Obama’s plan tries to overhaul the previous health care system. He stands as the patient, the health care provider, employers, employees, government†¦ attempt to change aspect from different person’s opinion. This reform changes the current health care system and affects the economy, to build a universal health care system. It has variety advantages, but also it has some problems. Like government require employees to provide employers health insurance if they don’t have. To employers, this is not good news, basically, this increase their cost of hiring employers, and means that they should hire less people by the same amount spending. Also American is a democratic state; people have their own right to choose what they want. Obama’s opinion is build the universal health care system, but realization way is force all people to buy health insurance, people lost their right; at the same time, they should provide personal information to the insurance company, including their habits. The most important is government power expansion to the health insurance; Americans lost their own medical decision, the decision power transfers to the government. Also there’s problem whether the cost containment strategies going to support this universal health cares system in long run†¦ Now it’s hard to say the future of this health care reform, weather is good to public, or have some problem, time would tell us the truth. According to the short term, the reform is good for Americans and the economics also good for the people who cannot afford the insurance. It has positive impact on the society, become one of a big jump in the history. Citation: 1. http://www. calpoly. edu/~efisher/Econ%20464/NicoleWallen%20Senior%20Project. pdf 2. http://en. wikipedia. org/wiki/Health_care_reform_in_the_United_States 3. http://healthpolicyandmarket. blogspot. com/2008/03/detailed-analysis-of-barack-obamas. html 4. http://www. bing. com/images/search? q=health+care+obama+planFORM=BIFD How to cite Obama’s Health Care Reform, Papers

Sunday, April 26, 2020

Morality In Cat On A Hot Tin Roof Essays - Cat On A Hot Tin Roof

Morality In Cat On A Hot Tin Roof The dominant morality in Tennessee Williams' ?Cat on a Hot Tin Roof? can not be discussed in terms of a single, easy-to-understand theme. Rather, I detected a number of disturbing themes in this play which, unfortunately, also seem to be present in our modern society. These themes explain much of the behavior we see today, both in our elected officials and in our own private lives. They include the willingness to engage in back-stabbing and flattery to get what we want, the attempt to escape reality by indulging in alcohol and drugs, the tendency for married couples to remaining together in meaningless or even violent relationships, and the tendency of people who become materially wealthy to turn into total jackasses. One of the most obvious moral conflicts in ?Cat on a Hot Tin roof? is visible in the campaign by Gooper and Mae to gain the favor of Big Daddy, while at the same time discrediting Brick and Margaret. They try to twist the facts in order to portray themselves to Big Dadd y as the most qualified heirs for the inheritance. For instance, they try to imply that just because they have five children (with a sixth on the way), they are therefore responsible family people who will take good care of the plantation. At the same time, they cleverly argue that because Brick and Margaret have no children, they would not be responsible in managing a large estate. Gooper and Mae act as a public relations team, flattering Big Daddy while tearing down their competitors at every opportunity. The excel in back-stabbing and flattery, yet they are always careful to maintain the appearance of being polite and civilized. To a lesser extent, we also see the same theme of hypocritical behavior on the part of Reverend Tooker and Doctor Baugh, both of whom engage in flattering Big Daddy in the hopes that he will include them in his will. I don't think we have to look very far in our own world to see the consequences of a society which approves of back-stabbing and flattery as a way of ?getting ahead.? All the world's newspaper headlines are full of stories on a daily basis of politicians and other individuals in positions of responsibility who abuse and betray the people who count on them. And along with the growth of professional liars (politicians) we've also seen an explosive growth in numbers of lawyers whose job, of course, is to write lots of ?fine print? to hold each of us accountable, because nobody's word of honor means anything any more. Another dominant moral theme in this play, is the willingness of married partners to exploit and hurt each other. We see this unhealthy attitude toward marriage between Brick and Margaret. For instance, Brick reminds Margaret that they are living together only because she has agreed that they do so in name only. When Margaret complains that this sort of phony relationship is not what marriage should be all about, Brick coldly suggests that she go out and have an affair to keep herself sexually satisfied. Marga ret, to her credit, is not willing to pursue this sort of shallow relationship. She tells him that she wishes to have a normal sexual and loving relationship with him, but that until that time she would prefer to remain ?a cat on a hot tin roof,? being frustrated and angry with the whole situation but hopeful that things will change. Brick, however, as in the case of so many alcoholic wife-abusers, does not appreciate the devoted mate he has in Margaret. He is bitter and cold, and expresses his amazement that Margaret could possibly want to have a child with a man who hates her. However, amazingly, Margaret stays with him in spite of his abuse. In the real world today, we also see many relationships in which couples do not show each other the respect they should. Men continue to batter and abuse women, and society doesn't seems to really care. On the other hand, many married women feel helpless or financially dependent and so they stay married to total jerks, hoping against hope tha t they can ?change